Muhammad holds an M.sc in Risk Management from the NYU Leonard N. Stern Business School, New York University, and an MBA from the Imperial College London, a Diploma in General Management from Harvard University and a postgraduate diploma in Financial Management from the Abubakar Tafawa Balewa University, Bauchi. He earned a Bachelor’s degree in Economics from the University of Abuja. Muhammad has a rich experience in banking and management having previously held positions in Union Bank of Nigeria and Citigroup N.A & Barclays Bank in four countries across Africa and Europe. Prior to joining SunTrust, he was an Executive Director on the Board of Aso Savings and Loans Plc. and one time the Group Head responsible for growing Bond Bank’s (now Skye Bank Plc.) business in Abuja and the North. He has served on various boards and was at one time the National Deputy President of the Mortgage Bankers Association of Nigeria, a director, Premium Pensions Limited, Director, Federal Housing Authority Technical Board and a member of the Presidential Committee on Affordable Housing. Also, he served as the Chairman Board of Directors of the Gombe Jewel Microfinance Bank Limited.
Aaron Mosugu is the Chief Operating Officer in charge of Operations and Information Technology. Prior to joining SunTrust, he was a management staff of Guaranty Trust Bank Plc (GTBank). He held various leadership roles across functional areas during his over 20 years’ experience in Guaranty Trust bank, covering Internal Control, Information and Communication Technology, and Branch Operations. He was also an active member of the GTBank Training School faculty where he facilitated Banking Operations, Customer Service and Anti-Money Laundering modules. He left GTBank in June 2012 to pursue other endeavors. Aaron attended Federal Government College Ilorin from where he proceeded to the Ahmadu Bello University Zaria for a degree in Engineering, then the University of Lagos for MBA. He also holds a Chartered Banker MBA from Bangor University in Wales (United Kingdom). In addition, he attended management trainings in prestigious Business Schools including Lagos Business School (Nigeria), Cranfield University School of Management (United Kingdom), International Institute of Management Development (IMD) Lausanne (Switzerland) and INSEAD Fontainebleau (France). Aaron is a Certified Anti-Money Laundering Specialist with the Association of Certified Anti-Money Laundering Specialists (ACAM). Also, he is an Associate member of The Chartered Institute of Bankers of Nigeria (CIBN), and a Chartered Banker with The Chartered Institute of Bankers in Scotland.
Innocent Mbagwu holds an MBA from Lagos State University and a graduate of Accounting from Federal Polytechnic, Idah. He is a fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and Chartered Institute of Taxation of Nigeria. He was trained in Funso Ogidiolu & Co., Chartered Accountants, Lagos and rose to Audit Manager before joining Corporate Telecoms as a Financial Controller in 2002 and Hallmark Bank Plc in 2004 where he worked in the Operations, Credit and Marketing. Innocent was the Financial Controller of ASO Savings and Loans Plc from 2006 to 2010 and later Head, Internal Audit, before joining SunTrust Mortgage Bank in June 2011 as a Financial Controller, a position he held before the conversion of the bank to a commercial bank. He was in charge of Internal Control for over a year before being redeployed to his familiar terrain as Chief Financial Officer in October 2017.
A graduate of Political Science from the University of Lagos, and a professional Master of Public Administration (MPA) with specialization in Human Resources Management also from the University of Lagos. Raymond started his Banking career with Citibank Nigeria Limited in 1993 as a Recruitment and Training Officer. He rose within the Human Resources Department to become Recruitment Manager, Learning/ Development Manager, and also Compensation/Benefit manager. In 2007, was promoted to Assistant Vice President Human Resources, thus becoming a Human Resources Generalist. Raymond attended a number of Senior Citibank organized Leadership trainings both locally and overseas. He is also a Training Facilitator in Human Resources Management. A member of the Institute of Personnel Management of Nigeria, and an Associate Member of Chartered Institute of Bankers. Raymond joined Keystone Bank in 2011 as part of the transformational, transitional and restructuring team to become the Divisional Head, Group Corporate Support. This role involves management of all Administrative, Maintenance/Construction and Procurement functions in the Group. Raymond has over 20 years’ experience in Banking.
Adedokun holds an MBA in Accounting and Finance from Ambrose Alli University, Ekpoma, and Bachelor of Science in Economics from University of Ilorin. He started his banking career in Nigeria International Bank (now Citibank) where he acquired rich experience in internal control, audit, investigation, fraud management and operations He has held various management positions spanning internal control, operations, compliance, risk management and audit in banks in Anglophone (Nigeria, Ghana, Gambia, Zambia and Sierra Leon) and Francophone (Rwanda, Cote d’ivoire, Burundi, Congo) Africa. He has also held management positions in Access Bank where he was a Branch Services Regional Head of the Victoria Island and Ikoyi Regions as well as the Group Head, International Subsidiaries Operations. He was Group Head Control and Compliance in Enterprise Bank prior to joining Sun Trust Bank as the Chief Internal Auditor.
Over the course of his rich 17-year career Chinwem Onwumere has acquired a broad range of experiences in litigation, corporate law, banking, relationship management and strategic legal advisory and corporate and secretarial services. Chinwem was called to the Nigerian Bar in 2000 and soon after began his career in the Law Firm of Ikechukwu Okoroafor & Company. At this firm, he worked as a private legal practitioner focusing on litigation research, criminal law, civil law and corporate law. His broad-based experience in the Law firm provided the foundation for his foray into the financial services sector. In 2003, Chinwem joined Bond Bank as a pioneer staff of the Abuja business office, and played a critical part of successfully growing the Abuja operations of a fledgling Bond Bank. During this period, he served in a variety of capacities including: operations, loan recovery, credit and marketing. Following the Bank consolidation exercise of 2005, which, saw Bond Bank merging with five other Banks to form Skye Bank Plc, Chinwem was tasked with the responsibility of setting up and running a Regional Legal Office for the North. This challenging role saw him providing legal support and overseeing a complex range of all Bank legal matters in over 60 branches of the Bank in Northern Nigeria. Before joining SunTrust Bank as General Counsel, he held forte as the head of the Northern Regional Legal Office of Skye Bank and the country legal manager of Skye Bank, Sierra Leone. Chinwem is a Law graduate of Abia State University, Uturu and is a Member of the Chartered Institute of Arbitrators (UK). He is currently in charge of the compliance team of SunTrust Bank. He is currently the Acting Chief Compliance Officer.
Mr. Dipo Omotoso is a securities market specialist with over 16 years’ experience in financial services sector spanning money and capital markets. He has distinct competence in securities and currency trading, treasury operations, portfolio management and product strategic planning, development and management. Prior to joining SunTrust Bank Limited, Dipo has worked in various capacity at Global Bank Plc (now Access Bank), Associated Discount House Limited (now Coronation Merchant Bank). He also worked at Diamond Bank Plc where he was responsible for the set-up of fixed income securities sales and trading business including proprietary desk for the bank before moving to Nigerian Stock Exchange. While at Nigerian Stock Exchange as AGM, Product Management, he spearheaded the introduction of Retail Bonds platform and launched the Fixed Income Market Making program at the Exchange. He was the NSE team advisory lead for the Federal Government Savings Bond and Green Bond initiative. Dipo has an MBA from University of Calabar and obtained a BSc. in Chemistry from Obafemi Awolowo University, Ile-Ife in 1995. He is a fellow of the Financial Market Dealers Association and has served actively in various market committees such as Capital Markets Sub-Committee on Fixed Income and Product Development in 2013, Non-Interest Capital Market Products 10 year Master Plan in 2014, Operational Sub-Committee of the ISA Review Committee and Financial Market Development Sub- Committee of Financial Services Regulation Coordinating Committee (FSRCC) in 2016. Dipo is a standing member of FMDQ sub-committee on the implementation of the Nigerian Debt Capital Markets Development.
Bose Ibitoye is the Acting Chief Risk Officer and leads the Risk Management functions for the bank. Her responsibility includes ensuring that an appropriate strategy and framework is in place for identifying, assessing, measuring, controlling and monitoring all key risks that could interfere with the achievement of the bank’s goals and objectives. Her work experience spans over 15 years in the banking industry specializing in risk management. She pioneered the setting up of Specialized Risk Management function in Guaranty Trust Bank. Bose has a Bachelor’s degree in Mechanical Engineering from the University of Lagos, and a Master’s degree in Risk Management from the De Montfort University Leister Business School. Her interests include traveling, reading and solving mathematical problems. She is a Member of the Chartered Institute of Bankers Nigeria and the Risk Management Association of Nigeria (RIMAN). Due to her interest in Compliance, she is also a member of the Association of Certified Compliance Professional in Africa (ACCPA).
Umar holds a Masters of Laws (LLM) Degree from University of London, UK, an M.A Degree in Islamic Banking Finance and Management from University of Gloucestershire, UK, and a Post graduate Diploma in Islamic Banking and Insurance from the Institute of Islamic Banking and Insurance, London, UK. He obtained his first Degree in Law (LLB) from Ahmadu Bello University, Zaria, Nigeria, and proceeded to Nigerian Law School, Lagos, Nigeria, where he qualified as a Legal Practitioner and was called to the Nigerian Bar as Solicitor and Advocate of the Supreme Court of Nigeria. He was the Group Company Secretary / Legal Adviser of Afribank Group before his appointment as the Managing Partner of Steadfast Solicitors based in Abuja, FCT Umar joined SunTrust Bank in October 2017 as Company Secretary/Legal Adviser.