Ayo is a 1998 graduate of Management and Accounting from Obafemi Awolowo University, Ile-Ife, Osun State, Nigeria. He is a consummate Banker and Fellow of Institute of Chartered Accountant of Nigeria with over 19 years of financial services experience, including a brief stint at Financial Datanet House Limited (a consulting firm). He is an Alumni of the prestigious Stanford University Graduate School of Business. He started his career in 1998 with MBC Securities Limited as an accountant and later pursued a career in banking with MBC International Bank Limited (which merged with FirstBank after banking consolidation in 2005). His MBC banking experience covered various aspects of back office operations (domestic banking, international trade services, treasury operations, cash management and business process improvement). Ayo joined Citibank Nigeria in 2002 as a Financial Analyst in the Financial Control Department responsible for strategic & business planning, expense management & cost control, regulatory, management and institutional reporting. He later moved to the bank’s Risk Treasury business under fixed income, currencies and commodities (FICC) group in 2004. He was responsible for managing the bank’s assets and liabilities- minimising the liquidity and price risks inherent in the balance sheet, whilst also in charge of the bank’s accrual portfolio and the associated interest rate exposure. Ayo learnt the dynamics of emerging markets’ balance sheets, inherent key risk factors and performance indicators. He helped create and design business solutions to enhance the regional profitability and efficiency. His Citibank group experience cut across countries: This varied geographical experience provided the cut edge skills for his major assignments in the legacy Oceanic International Bank, PLC. While in legacy Oceanic International Bank, PLC, he managed over N1.7trillion (USD5.5billion) balance sheet of the bank in a profitable, efficient and effective way. He was the Head of the team that successful integrated the legacy Oceanic bank treasury business and operations with Ecobank Nigeria business. He led and provided leadership for Ecobank Nigeria Limited Treasury and Global Markets Business, in a combined role as the country treasurer and regional treasurer for Nigeria. He grew the Ecobank treasury business from a loss position in 2012 to a PBT of $206million in 2017. He has served as the Chairman of the Money Market Dealers Workgroup of the Financial Markets Dealer Association (FMDA), and was on the Board of FMDA as an ex-officio. Ayo joined SunTrust Bank on August 1st 2018 as the Chief Executive Officer. He is married to Olabimpe, with whom he has three lovely children.
Umar is a qualified lawyer and a graduate of Ahmadu Bello University, Zaria, with vast skills and experience in Eastern and Western laws and management relating to financial organizations. He joined SunTrust in October 2017 and was elevated in August 2018 to Executive Director - Bank Assurance from the position of Company Secretary Legal Adviser. Prior to joining SunTrust, he was the Managing Partner of Steadfast Solicitors and Group Company Secretary/Legal Adviser of Afribank Nigeria Plc and its nine subsidiaries. He holds LLM (Corporate and Commercial Laws), M.A (Islamic Banking Finance and Management), and MBA (Finance and Investment) from university of London, University of Gloucestershire and Ahmadu Bello University, Zaria respectively.
Innocent Mbagwu holds an MBA from Lagos State University and a graduate of Accounting from Federal Polytechnic, Idah. He is a fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and Chartered Institute of Taxation of Nigeria. He was trained in Funso Ogidiolu & Co., Chartered Accountants, Lagos and rose to Audit Manager before joining Corporate Telecoms as a Financial Controller in 2002 and Hallmark Bank Plc in 2004 where he worked in the Operations, Credit and Marketing. Innocent was the Financial Controller of ASO Savings and Loans Plc from 2006 to 2010 and later Head, Internal Audit, before joining SunTrust Mortgage Bank in June 2011 as a Financial Controller, a position he held before the conversion of the bank to a commercial bank. He now heads the Internal Control Unit.
Noris holds a B.sc in Business Administration and Master’s degree in Banking & Finance from Rivers State University of Science & Technology. She is an honorary member of the Chartered Institute of Bankers of Nigeria. Recipient of various awards in the course of her illustrious career and service to humanity. She has attended trainings locally and internationally including the Advanced Strategic Management, (IMD Lausanne Switzerland), and Advanced Leadership courses in London Management Centers, London. With over 25 years banking experience started at Legacy Continental Merchant Bank as a Supervisor, she rose to the position of Assistant General Manager with Intercontinental Bank overseeing Public sector. Also pioneered the setting up of the Treasury department of Liberty Bank –PH. She became Divisional Head, Keystone bank, were she moved a hitherto loss making division into profitability in her second month.
Adedokun holds an MBA in Accounting and Finance from Ambrose Alli University, Ekpoma, and Bachelor of Science in Economics from University of Ilorin. He started his banking career in Nigeria International Bank (now Citibank) where he acquired rich experience in internal control, audit, investigation, fraud management and operations He has held various management positions spanning internal control, operations, compliance, risk management and audit in banks in Anglophone (Nigeria, Ghana, Gambia, Zambia and Sierra Leon) and Francophone (Rwanda, Cote d’ivoire, Burundi, Congo) Africa. He has also held management positions in Access Bank where he was a Branch Services Regional Head of the Victoria Island and Ikoyi Regions as well as the Group Head, International Subsidiaries Operations. He was Group Head Control and Compliance in Enterprise Bank prior to joining Sun Trust Bank as the Chief Internal Auditor.
Bose Ibitoye is the Acting Chief Risk Officer and leads the Risk Management functions for the bank. Her responsibility includes ensuring that an appropriate strategy and framework is in place for identifying, assessing, measuring, controlling and monitoring all key risks that could interfere with the achievement of the bank’s goals and objectives. Her work experience spans over 15 years in the banking industry specializing in risk management. She pioneered the setting up of Specialized Risk Management function in Guaranty Trust Bank. Bose has a Bachelor’s degree in Mechanical Engineering from the University of Lagos, and a Master’s degree in Risk Management from the De Montfort University Leicester Business School. Her interests include traveling, reading and solving mathematical problems. She is a Member of the Chartered Institute of Bankers Nigeria and the Risk Management Association of Nigeria (RIMAN). Due to her interest in Compliance, she is also a member of the Association of Certified Compliance Professional in Africa (ACCPA).
Bayo Opatade holds a bachelor degree in Mechanical Engineering from Ladoke Akintola University of Technology and MBA from the prestigious Warwick Business School. He is a fellow of the Association of Chartered Certified Accountants (ACCA) and a Registered Accountant with the Institute of Chartered Accountants of Nigeria (ICAN). His interests are in Finance, Audit, Risk management, balance sheet and performance management as well as accounting under IFRS and Nigerian GAAPs. Prior to joining SunTrust Bank Nigeria Limited, he was the Finance Business Partner for the Commercial Banking business for Standard Chartered Bank Nigeria and Ghana. He started his professional career with PricewaterhouseCoopers, Nigeria before joining the banking sector. He believes in excellence and has demonstrated this in his career.